Required Documents

• Past two (2) years W-2 statements for each borrower
• Pay stubs covering the last (30) thirty days for each borrower
• Two most recent monthly bank statements for all checking, savings, asset accounts (ALL pages to each stmt)
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts (ALL pages to each stmt)
• Photocopies of any stocks or certificates of deposits
• Copy of the purchase and sale agreement
• If you are currently renting, either 12 months canceled rent checks (front and back) or the name and address of your current landlord
• If divorced, a fully executed divorce decree

• For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

• Two (2) years signed personal tax returns - including all schedules with all pages
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.